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Required Disclosures

Last Updated: 10/20/2025

Parc East Capital, LLC provides private loans and structured financing solutions for businesses. The following disclosures clarify our business practices and ensure transparency in our operations.

Important Notice

Please read these disclosures carefully before engaging with our services. By submitting a loan application or entering into a loan agreement with Parc East Capital, LLC, you acknowledge that you understand and agree to these terms.

1. Not an Offer to Sell Securities

Parc East Capital, LLC does not engage in the sale, solicitation, or offering of securities as defined by federal or state securities laws.

The information provided on our website or through any communication does not constitute an offer to buy, sell, or participate in any security, investment fund, or other financial instrument.

We are not registered as a broker-dealer or investment advisor with the Securities and Exchange Commission (SEC) or any state securities regulator.

2. Private Loans Only

All financing offered by Parc East Capital, LLC is in the form of private loans, structured for business purposes including working capital, acquisition financing, seasonal needs, and growth capital.

Loan amounts range from $500,000 to $3,000,000 with terms up to 30 months.

Borrowers must meet specific eligibility requirements, and all loans are subject to credit approval, underwriting, and due diligence.

Loan approval is not guaranteed, and we reserve the right to decline any application at our sole discretion.

3. No Investment Advisory Services

Parc East Capital, LLC does not offer investment advice, financial planning, or act as an investment advisor.

We do not provide recommendations regarding the purchase or sale of securities, investment strategies, or portfolio management.

Any financial decisions should be made independently or in consultation with your qualified financial advisor, accountant, or legal counsel.

4. Loan Terms and Conditions

Loan terms, interest rates, fees, covenants, and repayment schedules vary based on the borrower's creditworthiness, business profile, collateral, and loan structure.

All loans are subject to a written loan agreement that outlines the specific terms, conditions, and obligations of both parties.

Borrowers are strongly encouraged to review all loan agreements carefully and seek legal or financial counsel before signing.

Prepayment penalties, origination fees, and other charges may apply depending on the loan structure.

5. Risk Acknowledgment

Borrowers should carefully consider the risks associated with private loans, including:

  • Repayment obligations and potential impact on cash flow
  • Personal guarantees that may put personal assets at risk
  • Collateral requirements and potential foreclosure on pledged assets
  • Interest rate risk and potential for variable rates
  • Impact on credit score and future borrowing capacity

Failure to meet loan obligations may result in default, penalties, legal action, or foreclosure on pledged collateral.

Borrowers are responsible for understanding their repayment capacity and ensuring they can meet all loan obligations.

6. No Guarantee of Future Financing

Approval for one loan does not guarantee approval for future financing or refinancing.

Loan terms, availability, and eligibility criteria are subject to change based on market conditions, regulatory requirements, and internal policies.

We reserve the right to modify our lending criteria, interest rates, and loan products at any time without prior notice.

7. NMLS Licensing

Parc East Capital, LLC is licensed under the Nationwide Multistate Licensing System (NMLS) #2656143.

We comply with all applicable federal and state lending regulations in the jurisdictions where we operate.

Borrowers may verify our licensing status through the NMLS Consumer Access website at www.nmlsconsumeraccess.org.

8. Equal Credit Opportunity

Parc East Capital, LLC is an equal opportunity lender and complies with all applicable fair lending laws.

We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected characteristic.

Credit decisions are based solely on creditworthiness, business viability, and ability to repay.

9. Privacy and Data Security

We collect and use personal and business information in accordance with our Privacy Policy.

All information provided during the application process is kept confidential and used solely for underwriting and servicing purposes.

We implement industry-standard security measures to protect your information from unauthorized access.

10. Contact Information

If you have any questions regarding these disclosures, our lending services, or your loan application, please contact us at:

Parc East Capital, LLC

Email: info@parceastcapital.com

NMLS #2656143

By engaging with Parc East Capital, LLC, you acknowledge that you understand and agree to the terms outlined in these Required Disclosures.